We Are Done Being Afraid – United Consumers Announce a Boycott of the Insurance Industry
Attention, consumers.
A negative energy showed up in my mailbox recently. It was a non-renewal notice from my insurance company. They are refusing to renew my car insurance over a conviction for driving without insurance—not a conviction for an accident or reckless driving.
That conviction happened last year. It happened because they refused to renew my insurance over two bounced payments from my bank account.
One of those payments bounced because a cheque I deposited earlier took five business days to clear. The second missed payment is documented in my first book.
(To read the full story, look at our first book, “The Essentials Economy,” Download it for free here: https://gucf.net/books/)
Here is the story of how this cycle started for me:
Suddenly one day, my car insurance broker called to say they had canceled my insurance last month because there wasn’t enough money in my bank account to pay for it.
I pleaded with them to take the payment from another bank account for that month.
But they said according to their policy, as punishment for “non-payment cancellation,” I would have to buy a new insurance policy. And for that, I would have to pay for a full year upfront—about two thousand dollars, which was impossible for me to pay at that moment.
I called some other insurance companies asking if anyone would give me insurance with monthly payments. Everyone said the same thing.
Whatever the amount will be, I would have to pay for twelve months upfront. I realized it was their collective policy—seems all the insurance companies were united in punishing us.
What could I do? I accepted the punishment. Until I could afford to pay a year upfront, I would have to drive very carefully without insurance, because the daily tasks of life don’t stop.
But while doing those daily tasks, I was caught by the police. I begged the officer, “I haven’t broken any traffic laws, please let me go. I have no groceries at home. I need to get back soon.”
But the police officer was a very dutiful government employee. Faithfully doing his duty, he issued me three tickets and said, “Go to court and tell them your problem. Let me do my job.”
Now, it is clear. Money was the creator of the first refusal—which made me drive without insurance and get the conviction. Now they are using that same conviction as a reason to refuse my yearly paid insurance renewal again.
I bought that yearly insurance policy last year, right after the police caught me driving without insurance. I could not have paid for it if I hadn’t put my home into a second mortgage—for the exact amount the insurance company demanded. That second mortgage also helped me buy a new car that I urgently needed.
I spent money to buy another car, but government policy forced me to fix my two old cars instead. Now I drive one while repairing the other in my garage—I cannot afford a mechanic. And without insurance, I cannot drive any of them. My life will be Hell now, because I am the only person can drive in my household, probably they not going to rent me a car for another 3 years if I want to take my family drive somewhere! however, let see what happen!
If you are in the same situation as me, you can still buy insurance for your car. But it will cost you a lot more than the regular rate. My friend told me it could be $6,000 per year—or even $10,000 to $12,000, depending on your conviction. So now for me I have to pay a total of $9,100 including the conviction fine of $3,100, which I’m paying off every month at $200 from my credit card. There is a special kind of insurance company for people like us to punish.
This proves that it is all about money. There is no insurance company that exists to actually support and secure our lives.
We, United Consumers, are announcing a boycott of all insurance companies selling car and home insurance.
They have been boycotting us individually for years—leaving us in fear, punishing us for being poor, and refusing to protect us when we need it most.
Now we know how to unite. Now we can do the same to them—as one collective voice.
Car and home insurance are essential for every human being in our modern society. We cannot let anyone gamble with our life and death situations just for money. We must stand together.
This is not a protest. This is not a strike.
We are not asking them to listen to us or do something for us. We want to leave them alone with their money. We do not trust them anymore. We have had enough protests. Enough strikes. Enough begging for what we deserve.
Now we take action.
We will protect ourselves together. We will build our own insurance company on the Essentials Economy platform. Otherwise, there is no one to protect us from the life of horror they keep creating.
Our own elected government is helping these corporations commit crimes against humanity. They are not only allowing them to put us in dangerous situations—making us live and drive without insurance—they are going against us. They are punishing us, enforcing penalties, instead of protecting us from brutal policy makers.
Both the government and the insurance companies are forgetting the ethical principle of insurance. It is not about money. It is not about forcing someone into a policy. It is about protecting people’s lives.
If a person has no money to pay for essential insurance, their government should pay that insurance or take necessary steps to provide protection. No mistake a person makes should take away their right to protection. If any insurance company takes away protection from a citizen of this country, the government should ban that insurance company from remaining in business.
Accusing and punishing people is not their job. That is the role of the court. A judge can decide on penalties—whether it is revoking a license plate or a driver’s license. But an insurance company’s role is to protect, not to judge or punish.
However, we are not asking these things from our government anymore. We know they are not capable of finding a solution to the problems we face every day.
We are going to have our own insurance company—collectively—on the United Consumers Essentials Economy platform.
Now we must build one. Not just scream at them on social media or in blog posts.
Complaining every time it happens to you individually will never solve the problem. We have to solve this problem by buying an insurance company—or building one for everyone.
This new company will run exactly the way it is running right now. Only one thing will change: the policy. And the profit will come back to the UCF and UBI—to distribute the surplus among us, in case we have paid too much. Because in the Essentials Economy system, there are no distant individual investors.
Many of you who have read my books might wonder why I am always falling into these negative situations. My family, friends, and relatives have wondered the same thing my whole life.
I wondered that too, for a long time.
Now I understand. I consider myself a sample—a human played by Divine power, sent to experience every negative situation so that something new could be built.
This is my consideration. I am not asking anyone to believe it. I just want to tell everyone how negative energy works—believe it or not.
Everything in this world is separated from the source and carries negative energy—just to enjoy the separated individual character. From this point, every individual character can absorb negative and positive energy equally to balance their lifespan as a separate being. But when we collect too much of negative energy, it becomes our enemy. It gets into everything we use for our lives.
Your neighbor could be your first enemy. Then your family. Your brother, sisters, friends, your government, your insurance.
It does not stop there. It gets into your food, your clothing, your money—every molecule of your surroundings.
As a result, we face disease, pandemic, violence, accidents, wars, and natural disasters.
The only thing that can save us from this kind of destruction is our own positive energy. The positive vibrational frequency never matches with those destructive energy vibrations. It simply cannot align with them.
This has been proven true for me many times in my life.
This is my consideration about this world. And my purpose is to provide the solution in those books—before it becomes unbearable for our Earth to accept all the bloodshed happening right now.
The rest is your choice. Your consideration. What you believe. What role you play in this lifetime.
About the insurance: We must hang on to our current insurance for now—until we build our own. Please join the movement. We can do both at the same time: buy all the grocery stores and build our own insurance company.
This is the time to get rid of our fear and unite as one to enjoy our individuality.
Thank you.